Downpayment Assistance

Down Payment Assistance

We know that coming up with the down payment can sometimes be the hardest part of buying a home. NeighborWorks® Housing Solutions (NHS) provides homebuyer counseling to help buyers determine the right loan or grant program for them from a variety of down payment assistance programs available in Massachusetts.  We also help facilitate the process from start to finish to help you get into your new home.

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What You Need to Know

  • Down Payment financial assistance is for first-time homebuyers or those who haven’t owned a property in three or more years.
  • Funds are available on a first come, first served basis and are not guaranteed.
    All programs have different guidelines and qualifications.
  • Down Payment incentives are often referred to as a “grant”, but not all down payment programs are forgivable. Some loans are 0% forgivable — meaning you will need to pay back the amount of assistance received once you sell, transfer title, or refinance — and some are deferred payment loans; it all depends on the funding source. Please refer to the application for each community for these details.
MassDREAMS Logo

(Delivering Real Equity and Mortgage Stability)

Click here for more information and to check eligibility
Are you looking to request a discharge or to modify a loan currently with NeighborWorksHousing Solutions? 

Complete the form below and our Lending Team will be in touch. 

Homeowner Payoff/Subordination Request

Local Down Payment Assistance: Location Matters!

Where you are purchasing your home, location will determine which application you must submit.

HUD Home Income Limits

HOME Purchase Price Limits

Brockton GATHC DPA

     You may also contact each city office directly for more information:

  • Braintree: 781-794-8234
  • Holbrook: 781-767-0618
  • Quincy: 617-376-1417
  • Weymouth: 781-682-3639
  • Taunton: 508-821-1030
  • New Bedford: 508-979-1500

For help with these applications or for more information, please contact our Lending Team:

      Julie Lane, NHFC Director of Lending
      jlane@nhsmass.org

      Melinda Miranda, Lending Administrative Assistant
      MMiranda@nhsmass.org
      Phone: 781-422-4220