Whether you are behind on your mortgage or your payments have become unaffordable due to a change in your finances, talking to a NeighborWorks® Housing Solutions (NHS) counselor can make all the difference to you and your family.
During a free and confidential counseling session, your NHS counselor can help you navigate the paperwork, state services, and lender requirements. We will also help you identify the correct programs and services that can offer immediate help; as well as provide you access to financial counseling to help get you back on track.
Foreclosure Prevention Tips
If you’ve had a change in your financial situation that is making it difficult to make your mortgage payment, there are steps you can and should take to help move you toward a solution to avoid foreclosure.
Lender Foreclosure Prevention Options
There are “workout” options (a payment plan in the face of foreclosure) that your lender may offer. As you work with your NHS counselor and your lender, it’s important to provide all the documents on the Document Checklist in the Intake Packet to help your counselor understand the details of your situation and help guide you toward the best solution. Once your lender offers you a workout plan, your counselor can review the documents with you to help you understand if it is a solution that will help you.
Financial Coaching
If you are not facing foreclosure, but are struggling financially each month or simply would like to create some financial breathing space and cushion, you may want to seek some guidance from one of our financial coaches. We can help you identify and address financial obstacles, develop a realistic action plan to reach your goals, and support you along the way. Our free and confidential coaching sessions will help you work toward financial stability and improve the quality of life for you and your family.
GET HELP—It All Starts Here
Completely fill out this form BEFORE your counseling appointment so we may assist you in the best and quickest way possible.