Beginning on July 1, 2023, the state-funded Residential Assistance for Families in Transition (RAFT) program will become available to eligible low-income homeowners who are at risk of foreclosure.

Eligible homeowners may apply for RAFT through the Emergency Housing Payment Assistance Portal. Eligibility guidelines are posted on the website.

• Additional resources for homeowners who are behind on their mortgage are listed on gov/haf
• If you have not already done so, please reach out to your mortgage servicer to find out if there are any programs or loss-mitigation solutions available to homeowners.

Additional Resources (Mental Health Services)

• If you or someone you know is experiencing suicidal, substance use, and/or mental health crisis, or any other kind of emotional distress, you can call 988, which is the national suicide and crisis number. You can also access the chat feature on the website: https://988lifeline.org/contact-the-lifeline/

• If you are looking to connect with qualified professionals for mental health assessments, crisis services, substance use treatment, and/or referrals, you can contact The Massachusetts Behavioral Health Helpline by calling or texting 833-773-2445 (BHHL). You can also access the chat feature on the website: https://www.masshelpline.com/contact/#