Homeowner Loans & Resources
NeighborWorks® Housing Solutions (NHS) provides access to a variety of homeowner loan options including down payment assistance, lead abatement loans, home rehab loans, and reverse mortgages.
We also offer financial coaching to help individuals learn how to reach their goals, including improving credit scores, eliminating debt, or increasing savings. NHS also partners with HarborOne Bank to provide group financial coaching in southern Massachusetts.
Homeowner Loans
Funds are available to help homeowners make home improvements for safety through loans, emergency grants, and home-modification loans for disabled residents.
Down Payment Assistance
Lack of a down payment preventing home ownership?
We may be able to help!
Financial Coaching
Everything from repairing a credit score to eliminating debt to improving savings for your future — we can help you reach your financial goals.
Is a Reverse Mortgage (HECM) Counseling Right for You?
Learn what it is and whether it’s right for you and your family.
Why Work with Us?
NHS helps make buying a home easier. Collectively, our staff possesses extensive housing industry knowledge along with decades of experience. We’ve assisted hundreds of buyers navigate the process and guided them toward helpful programs and services available throughout Massachusetts, such as down payment assistance and closing-costs grants.
We can connect you with the right programs and services to help you and your family find the right home in which to live, grow, and thrive.
What it means to be a CDFI
- Community Development Financial Institutions, or CDFIs, are mission-driven financial institutions that are dedicated to providing financial services to meet the needs of economically disadvantaged individuals within underserved communities.
- CDFIs invest in local communities and their residents who live there by providing critically needed financing often unavailable from mainstream financial institutions.
- CDFIs are certified by the U.S. Department of the Treasury’s Community Development Financial Institutions Fund, known as the CDFI Fund. To become a certified CDFI, the financial institution must: have a primary mission of promoting community development; provide financial products and services; serve one or more defined low-income target markets; maintain accountability to the community it serves; and be a legal non-governmental entity.
- All CDFIs share a common mission of serving low-income communities. CDFIs are commonly loan funds, credit unions, community banks, or venture capital funds.
- Certified CDFIs are part of a national network that promotes economic growth in America’s underserved communities by financing businesses, creating jobs, and rebuilding neighborhoods.
As a CDFI, Neighborhood Housing Finance Corporation puts the community first and values local, economic growth.
NeighborWorks® Housing Solutions is an approved Housing Counseling Agency and is certified by Housing and Urban Development (HUD), Citizens for Housing and Planning Association (CHAPA), the Executive Office of Housing and Livable Communities (EOHLC), MassHousing, and the MassHousing (FHA).